Identity authorization infrastructure

Businesses don't need your SSN. They need the authority to act.

Othentity sits between you, the businesses you work with, and the agencies they file to — replacing the raw identifier handoff with a scoped, revocable, cryptographic authorization. Your SSN never leaves our vault.

Client-side encryption
X25519 ECIES, in the browser
Multi-tenant by default
Every business's data fully isolated
IAL2-aligned proofing
Designed for government-source verification
Individual
You
Grant or revoke consent. Always in control.
Identity vault
•••-••-••••
Business
Partner
Holds a scoped token — never the raw identifier.
Agency
IRS · SSA
Receives the completed, sealed filing.
01You authorize — SSN never shared
Built to embed into
The problem

A number that can't be changed is the key to everything you own.

The Social Security Number was never built to be a secret — yet it's the key to credit, employment, and benefits. Every payroll system, hospital, and bank that stores it is a target, and a leaked SSN can't be reset. The result is a fraud bill measured in tens of billions a year — paid by businesses and the people they serve.

18MAmericans were identity-fraud victims in 2024 — $27B stolen. An SSN can't be reset, so the damage follows people for years. Source: Javelin / AARP — 2025 — Identity Fraud Study
$9.77MAverage cost of a healthcare data breach — the costliest industry for the 14th year running. Source: IBM — 2024 — Cost of a Data Breach
$6.08MAverage cost of a financial-industry breach — 22% above the global average across all sectors. Source: IBM — 2024 — Cost of a Data Breach
$16.6BReported lost to cybercrime in 2024 — a record, up 33% in a year — with Americans over 60 losing nearly $5B. Source: FBI — 2024 — IC3 Internet Crime Report
The same SSN, two timelines
Without OthentityWith Othentity
Day one · collected
Without Othentity: Your raw SSN is typed into a payroll or HR form and stored.
With Othentity: A scoped token is issued; your SSN is sealed in the vault.
Week one · it spreads
Without Othentity: Copied across the payroll DB, the HR tool, benefits vendors, and backups.
With Othentity: Only the opaque token propagates — the identifier never leaves.
For years · it lingers
Without Othentity: It sits in every system indefinitely — an SSN can't be rotated.
With Othentity: The authorization is revocable the moment you choose.
Someday · the breach
Without Othentity: A system is compromised and your SSN is exposed.
With Othentity: Attackers find only a token; the SSN stays sealed and useless.
Forever · the fallout
Without Othentity: Thieves open credit and drain accounts in your name for years.
With Othentity: Revoke the token and there's nothing left to exploit.
For individuals

Your identity, finally under your control.

One verified profile. Every employer, contractor platform, and agency relationship runs through consent you can see and revoke — not a copy of your SSN sitting in a dozen databases.

Verify once. Government-source proofing happens a single time, then never again.
See every action. A real-time audit log shows exactly what was filed, by whom, and when.
Revoke instantly. Authorizations end the moment you say so — no phone calls, no waiting.
Web, mobile, or NFC. Authorize from a browser, your phone, or a tap of an Othentity card.
app.northwind-payroll.com/onboarding
Step 3 of 4 · Identity
Verify your identity to continue
Confirm it's really you before we finish payroll setup.
or enter your SSN manually
Your authorizations
Northwind ActiveRevoke
Audit log · live
Authorization grantedjust now
W-2 filed with IRS+ 2s
W-2_Alvarez_2025.pdf
sensitive fields redacted
Token resolved in vault+ 2s
Northwind Payroll/Partner Console
tenant nw_prodOK
People
Look up a customer to act on their behalf
NameDate of birthAddressTemp token
4 matches
MA
Maria Alvarez Verified
DOB 04/22/1991 · 1820 Cedar St, Austin TX
Active
MA
Maria Alvarez
DOB 11/03/1985 · Reno NV
Active
MA
Maria Alvarez
DOB 04/22/1991 · Dallas TX
Active
MA
Maria C. Alvarez
DOB 09/14/1993 · Phoenix AZ
Active
No SSN stored — your console holds a token reference only.
File for Maria Alvarez
Token-referenced — identifiers resolve inside the vault
W-2 · Wage & Tax Statement
2025
idv_a7f3…c21e
Resolving token in vault
Transmitting via IRS MeF
Accepted by IRSrcpt 2025-MEF-7C41
Automate from a template
Render filled PDFs by token — no raw data in your code
render.ts
// fills from the vault, by tokenconst pdf = await othentity.docs.render({  template: "w2_2025",  token: "idv_a7f3…c21e",  deliver: "encrypted"}); 
Form W-22025
Filled
W-2_Alvarez_2025.pdf
For business & platforms

Stay compliant. Shed the liability.

Federal law makes you collect the SSN. It never made you keep it. Othentity lets you satisfy IRS and SSA filing obligations while your systems hold a token — shrinking your breach blast radius and your compliance scope.

One API. Consent, tokens, and agency transmission (IRS FIRE, MeF, SSA) in a single integration.
Drop-in consent widget. Replace your SSN field with a button. Keep your manual fallback if you want it.
Bulk & batch filing. Submit thousands of W-2s or 1099s by token reference, processed asynchronously.
Tenant-isolated by design. Your data never crosses another business's domain. Per-tenant audit on every lane.
How it works

One authorization, three parties, zero raw identifiers in transit.

The SSN handoff is replaced by a structured consent workflow. You grant scoped authority; the business operates on a token; we resolve and file inside a hardened layer no partner ever touches.

STEP 01

You authorize

At the moment a partner would ask for your SSN, you instead approve a plain-language consent request: who, for what purpose, and for how long. Revocable any time.

STEP 02

Business gets a token

We issue an opaque, scoped cryptographic token bound to that authorization. The partner stores it in place of the SSN across payroll, HR, and compliance systems.

STEP 03

We resolve & file

At filing time, our resolution engine — the only system that can map a token to identity — completes the protected fields and transmits to the agency. Then discards it.

0
Raw SSNs, ITINs, or EINs held in a partner's systems
1
API the business integrates — consent, tokens, and filing in one
3
Parties, cryptographically separated: individual, business, agency
Times you can revoke an authorization — instantly, with effect

Agency transmission to the IRS and SSA is pending IRS authorized-transmitter certification (Form 8633); the sandbox uses simulated agency responses today.

Interactive · click through it

"Authenticate with Othentity" — the whole journey.

This is what a new user sees the first time a partner platform hands them off to Othentity. Step through it exactly as they would, then watch them land back in the partner's flow with the field already satisfied.

app.northwind-payroll.com/onboarding
Secure session
Add your tax details
Northwind Payroll needs to file your W-2 for tax year 2025. You can authorize through Othentity instead of typing your SSN here.
Legal name
Jordan A. Rivera
Social Security Number
XXX-XX-XXXX  — required to file
or enter manually
Type your SSN…
Othentity
Authorize Northwind Payroll
Sign in to review the request, or create your Othentity identity. It takes a couple of minutes and you'll never type your SSN into a payroll form again.
Everything you enter is encrypted in your browser with X25519 ECIES before it ever leaves your device.
Create your identity
We verify this once. After that, authorizing any business is a single tap.
A device-bound passkey is created with WebAuthn — no shared secret, nothing to phish.
Verifying your identity
We check your details against authoritative government and credential sources. This is the only time it happens.
SSN ↔ name bound to recordMatching…
Driver's license credential confirmedChecking…
Residential address confirmedConfirming…
Identifier sealed in the encrypted vaultSealing…
You're back at Northwind
The SSN field is satisfied. Northwind holds a scoped token; your identifier stayed sealed in the vault the entire time.
tokenidv_a7f3…c21e
This is an interactive mock — no real data is collected.Restart
Open for investment · pre-seed

Building the identity layer the U.S. never had.

There is no centralized, secure identity infrastructure suited to the modern economy — and no direct competitor pairing cryptographic tokenization with authorized agency transmission. We're raising to ship the core platform and certify our first agency channels.

Architecture & threat model finalized — vault isolation, tokenization, zero-trust service design.
Core services to production — Identity Vault, Tokenization Engine, API Gateway, Audit Logger.
First agency channels certified — IRS FIRE / MeF and SSA transmission.
Beachhead partners live — payroll & contractor platforms at the W-2 / 1099 filing peak.
Opportunity at a glance
StagePre-seed · raising nowPre-seed — open nowWe're raising to ship the core platform — Identity Vault, Tokenization Engine, API Gateway, and Audit Logger — and to certify our first agency transmission channels.
Beachhead market~$16B payroll/HRWhere we startU.S. payroll & HR software is our entry wedge — every provider collects SSNs to file W-2s and 1099s. We replace that raw handoff with a token they can hold safely. Source: IBISWorld — 2025 — HR & Payroll Software in the US
Annual filings in scope~245M+Addressable filing volumeW-2 forms filed with the SSA each year — one worker's SSN per form — plus the 1099s that move a contractor's identifier. Source: SSA — 2009 — Master Earnings File
Identity proofingNIST IAL2-alignedIdentity Assurance Level 2The NIST 800-63A bar for remote proofing: government-ID verification plus a liveness check that binds the document to the live person — strong enough to stand behind an authorization.
Availability target99.998%What 99.998% allowsPer year~10 min 31 sPer month~53 sPer week~12 sPer day~1.7 sInternal engineering target for the backend production infrastructure — vault, tokenization, API gateway, and transmission pipeline. The committed enterprise SLA is 99.99%.
MoatTwo-sided networkWhy it compoundsEach verified individual makes Othentity more useful to every partner; each partner gives individuals more places to reuse one authorization. Both sides reinforce — and agency certifications are slow to replicate.

Each figure links to its source. Targets reflect current product roadmap, not commitments; agency transmission is pending IRS authorized-transmitter certification.

Get involved

Authority without exposure. Let's build the rest of it together.

Whether you run a platform that collects SSNs today, or you invest in the infrastructure layer — there's a clear next step.

For partners & platforms

Replace your SSN field with a token. Cut your compliance scope without losing the ability to file.

Explore integration

For investors

We're raising pre-seed to ship the core platform and certify our first agency channels. See the brief.

Investor brief